How To Prepare For IBPS and SBI PO and Clerk Exams At Home

by Jasjot Singh on April 18, 2015

SBI and IBPS PO and Clerk are the main exams for which many bank job aspirants work hard, day and night. For some, it is the lure of a stable government job which attracts, while for some it is the power and prestige of being called a bank officer. Whatever the reason may be, for the next few years, expect large number of bank job vacancies coming and many aspirants lining up to compete against each other.

Also Read : Why You Should Choose Banking as a Career

However, you can find coaching centers mushrooming up at every nook and corner of the city, promising the candidates a 100% guarantee of landing a job in the banking sector. A few of them may be good, but most of them have nothing to back up their claims. Here I shall talk to you about a few things:

  • Why you do not need coaching institutes to crack IBPS and SBI exams.
  • Why studying at home has benefits.
  • How to study at home for SBI and IBPS PO and clerk exams.

We shall start of with it one by one.

Prepare For IBPS and SBI Exams at Home

Prepare for IBPS and SBI exams

Preparing for SBI and IBPS PO and Clerk exams is not a very difficult task, provided you do it properly. Here is how you should prepare and how you should not.

Why You Should Not Go For Coaching Institutes

Some institute at the end of the market which claims that they can help you secure a seat in the banking sector? Having names and pics of students who have secured seats in bank exams in the previous years? Looks quite true. But is too good to be true.

  • Let’s face it. Some coaching centers are good. But most of the good ones are those in which brilliant students sign up and would have easily cleared the exam, even if it wasn’t for the coaching center. Statistics can be misleading, as an institute which had 600 candidates on its ranks has only 10 candidates who succeeded, will show you only those 10 names, not the 590 who did not succeed.
  • Also, if a candidate studied at an institute, left after a week due to whatever reasons and then later on got selected, will also be shown in the advertisements by the institutes as “one of them”. Ever wondered why toppers of CBSE exams get shown in the advertisements of almost every institute in the city? That’s why. To get credit, even if you didn’t have any hand in their success.
  • Let’s assume that you did not listen to all what I had written above and still go and join a coaching institute (just because someone who cleared the exam thrice is an idiot). I hope you are happy. Let’s just consider the maths here.
  • A coaching institute normally charges 10000 rupees as the course fees, which usually lasts for around 3-4 months. If you stay in the same city, good enough. If you don’t, add around 3000-5000 per month as the rent of the PG / room where you will stay.
  • Add the amount spent on eating food, and your bill increases by around 3000-4000 per month. The daily commute adds a further 500-1500 to your bill, depending on how far you live from the coaching institute. Not to mention the time wasted in commuting to and fro from the coaching institute.

Let us sum up you expenses of joining a coaching institute for a duration of 4 months.

  • Coaching fees – Rs 10,000
  • Rent of accommodation – Rs 12,000-20,000
  • Food – Rs 12,000-20,000
  • Commute – Rs 2,000-6,000

TOTAL AMOUNT SPENT – Rs 36,000-Rs 56,000

THEIR ASSURANCE OF SELECTION IN SBI OR IBPS PO OR CLERK – 100%* (*with conditions applied)

Unfortunately, the conditions say that it is all upto YOUR EFFORTS and caliber which decides whether you crack SBI or IBPS bank exams.

Why Preparing for IBPS and SBI Exams at Home Has Benefits

Unless you have plenty of money to burn (as shown above) to be told at the end that it is all upto YOUR EFFORTS AND CALIBRE, I fail to understand why you would want to join a coaching institute. Here are a few reasons why studying at home will have more benefits in your preparation for IBPS and SBI exams.

  • When you can have all the necessary study material at home, that too at 1/10th of the cost of “coaching material”, why spend more??
  • No time wasted on travelling to and fro from the coaching institute. Save time on dressing up, travel time, time wasted in chatting up with your friends etc.
  • No loss of confidence sitting in a class of 30-200 students, some of them geniuses who can give an answer before you can even complete the question.
  • You can develop your own out of the box thinking here when you are stuck at a question. This is not possible at coaching institutes, where the teachers will help you out. However, you will need to depend on your own out of the box thinking in the exam.
  • If you think you will not be able to study at home because you are lethargic or have a “chalta-hai” attitude, well you wont study at an institute too. Coaching institutes cannot change your attitude, neither will they try to.
  • Its all about understanding the concepts and solving problems based on them. The concepts are NOT HARD to grasp, and you can practice the questions via books available here.

How Should You Prepare at Home For IBPS and SBI PO and Clerk Exam

Very simple. Just follow these steps.

  • Get the best books for clearing IBPS and SBI bank exams.
  • Go through the previous years’ solved sample papers and try and understand the type of questions asked in all the 4 sections.
  • If necessary, solve them yourself and refer the solution if you get stuck somewhere.
  • When you are convinced that you can solve the questions yourself, start be solving them section wise. Keep a track of number of questions you can solve in a given time frame.
  • When you are done with the individual sections and are confident of tackling the entire paper, start solving the sample papers in the book.
  • Keep a stop watch with you, or mark a starting time. Aim for completing the exam in 1hr 50 mins. Try solving sections in different combinations to see which one works the best. (For me, it was English, then GK, then reasoning and then DI).
  • When you are done with the sample papers in the given time, you can further try and reduce your time taken by learning some definitions which you can complete within seconds.
  • When you are done with this, you are well prepared to take the IBPS and SBI bank exams head on. All you can do now is try and bring your total attempt time to around 1hr 30 minutes, because that will be a great asset if you manage it.
  • You can check out more tips on clearing the bank exams at the link below.

We shall be coming out with more study material for you to prepare for the SBI and IBPS PO and Clerk exams. Till then, you can go through the books mentioned above for preparing for the exams. You can sign up below for additional information, which we shall deliver directly to your inbox. Best of luck!

{ 7 comments… read them below or add one }

Jeet April 25, 2015 at 5:35 am

How can prepare quant and computer in home


Jasjot Singh April 26, 2015 at 9:40 am

Hello Jeet

Check out the books that can help you prepare for Quant and Computer at Home


ankita mathur May 12, 2015 at 4:18 pm

Thnx for this guidance


SUDHARSON August 16, 2015 at 9:10 am

I have applied for IBPS PO exam.. I need some tips to improve my confident level for clearing exam by preparing at home.


Jasjot Singh August 18, 2015 at 2:13 pm


Pls go through my post on preparing for the exam at home. Here is the link ->


SUDHARSON August 22, 2015 at 4:38 pm

Thank you lot sir


yasarapu raveendra September 14, 2015 at 5:01 am

how to prepare the gk for bank exams and what are the books i should refer


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